## 🔒 Secure Payment

At Leaf N Lips, your security is our priority. We’ve built a robust payment infrastructure that protects your data and offers flexible options across regions and currencies.

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### 1. 🔐 SSL Encryption
- All communication between your browser and our website is encrypted using Secure Sockets Layer (SSL).
- This ensures your personal and payment data remains confidential.

### 2. 🛡️ PCI DSS Compliance
- We comply with the Payment Card Industry Data Security Standard.
- Your credit card details are never stored on our servers.

### 3. 🔑 Authentication Protocols
- Multi-factor authentication (MFA) is enforced for administrative access.
- Strong password policies are mandatory for all user accounts.

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## 🌍 Global Payment Coverage

We support over **190 countries** and **20 currencies**, offering a seamless checkout experience for both local and international buyers.

### Supported Payment Methods
- **PayPal Checkout**: Visa, MasterCard, American Express, Discover, Maestro, 3‑4x payments, and local methods like iDeal, Bancontact, Giropay.
- **Razorpay**: Credit/Debit cards, UPI, Netbanking, Wallets, EMI, Pay Later.
- **Amazon Pay**: Available in select regions.
- **Cash on Delivery (COD)**: Region‑specific availability.
- **Bank Wire Transfer**: Invoice‑based secure bank payments.
- **Payments by Check**: Available in select regions.

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## 🌐 Regional Availability

Payment options vary by currency and region:
> For the most accurate options, please proceed to checkout and select your currency.

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## 🧾 Invoice, Tax & Duty Transparency
- All orders include detailed invoices.
- **We charge No VAT (0%) at source.**
- **Customs Duty and VAT — if applicable — are assessed by the destination country and are payable by the importer.**
- Taxes and duties vary by jurisdiction and are **not included in your Leaf N Lips checkout total.**

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## 🔄 Refund & Return Policy
- Hassle‑free returns and exchanges.
- Refunds processed via original payment method.

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## 📦 Delivery & Security
- Fast delivery to home or relay point.
- We are committed to protecting your data and ensuring a smooth shopping experience.